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Consumer Loans
Deerwood Bank offers a variety of lending services to meet your changing credit needs. Stop by one of our branches to apply for a consumer loan.

Auto Loans - Our Retail Loan Officers provide a quick response to your loan application. Simple interest loans are available for a variety of terms and rates, which allows us to tailor a monthly payment to fit your budget.

Personal Loans - Deerwood Bank's personal loans are as varied as your individual credit needs. We can help finance a loan for any purpose- a boat, recreational vehicle, computer, education, investments or for whatever your needs are.

Mortgage Loans - Deerwood Bank offers a variety of residential home mortgages including conventional fixed rate mortgage loans, FHA  loans and many more financing alternatives. Our lenders can assist you in tailoring a mortgage that best fits your individual circumstances.

Home Equity Installment Loans - Take advantage of the valuable equity in your home. When you prefer to borrow a fixed amount of cash for a specific number of years, a Home Equity Installment Loan may be right for you.

Home Equity Credit Line - With Deerwood Bank's Home Equity Line of Credit, you can access amounts ranging from $10,000 to $200,000 simply by writing an Equity Line check. Equity Line is a revolving line of credit; as you pay off the principal, those funds again become available for your use.

Home Improvement Loans - Loans are available for home remodeling, landscaping, room additions, major repairs and energy-savings improvements. An Deerwood Bank Retail Loan Officer will assist you in developing a home improvement loan that meets your specific needs.

MyQuikCredit - MyQuikCredit is a revolving line of credit attached to your checking account that allows you to take advantage of unexpected purchases and provides overdraft protection.

Credit Cards - Deerwood Bank offers Visa credit cards for the convenience of our customers through our partnership with √Član Financial Services. See a Personal Banker for an application.


American Bank of St. Paul is now Deerwood Bank as successor by merger with American Bank of St. Paul.

Deposits serviced at offices of the former American Bank of St. Paul and Deerwood Bank are NOT separately insured by the FDIC.

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